Call report 2002Q4
VALLEY BANK — 2002Q4
The 22 measures VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,713,000 | USD | evidence → |
| Total loans | 185,573,000 | USD | evidence → |
| Allowance for loan losses | 2,014,000 | USD | evidence → |
| Securities available for sale | 19,760,000 | USD | evidence → |
| Securities held to maturity | 20,218,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,308,000 | USD | evidence → |
| Interest-bearing deposits | 151,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,724,000 | USD | evidence → |
| Equity capital | 18,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,739,000 | USD | evidence → |
| Interest expense | 5,468,000 | USD | evidence → |
| Net interest income | 8,271,000 | USD | evidence → |
| Noninterest income | 803,000 | USD | evidence → |
| Noninterest expense | 5,299,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 3,199,000 | USD | evidence → |
| Income tax | 920,000 | USD | evidence → |
| Net income | 2,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,479,000 | USD | evidence → |
| Total capital | 20,493,000 | USD | evidence → |
| Risk-weighted assets | 201,262,000 | USD | evidence → |