Call reports 2022
CITIZENS BANK OF CAPE VINCENT — 2022
What CITIZENS BANK OF CAPE VINCENT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 84,377,000 | 83,038,000 |
| Total loans | 40,099,000 | 38,411,000 |
| Allowance for loan losses | 634,000 | 634,000 |
| Securities available for sale | 34,090,000 | 31,921,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 78,593,000 | 77,824,000 |
| Interest-bearing deposits | 58,335,000 | 56,775,000 |
| Noninterest-bearing deposits | 20,258,000 | 21,049,000 |
| Equity capital | 5,384,000 | 4,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 554,000 | 1,121,000 |
| Interest expense | 16,000 | 33,000 |
| Net interest income | 538,000 | 1,088,000 |
| Noninterest income | 18,000 | 44,000 |
| Noninterest expense | 847,000 | 1,375,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -291,000 | -243,000 |
| Income tax | 0 | 0 |
| Net income | -291,000 | -243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 6,536,000 | 6,584,000 |
| Total capital | 6,946,000 | 6,976,000 |
| Risk-weighted assets | 32,555,000 | 31,079,000 |