Call report 2007Q4
BANK OF SMITHTOWN — 2007Q4
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,120,634,000 | USD | evidence → |
| Total loans | 983,918,000 | USD | evidence → |
| Allowance for loan losses | 8,250,000 | USD | evidence → |
| Securities available for sale | 54,892,000 | USD | evidence → |
| Securities held to maturity | 210,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 991,982,000 | USD | evidence → |
| Interest-bearing deposits | 968,710,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,272,000 | USD | evidence → |
| Equity capital | 97,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 78,656,000 | USD | evidence → |
| Interest expense | 36,188,000 | USD | evidence → |
| Net interest income | 42,468,000 | USD | evidence → |
| Noninterest income | 9,174,000 | USD | evidence → |
| Noninterest expense | 26,707,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 23,684,000 | USD | evidence → |
| Income tax | 7,774,000 | USD | evidence → |
| Net income | 15,910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,095,000 | USD | evidence → |
| Total capital | 100,567,000 | USD | evidence → |
| Risk-weighted assets | 952,522,000 | USD | evidence → |