Call report 2005Q4
BANK OF SMITHTOWN — 2005Q4
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 877,958,000 | USD | evidence → |
| Total loans | 698,421,000 | USD | evidence → |
| Allowance for loan losses | 5,964,000 | USD | evidence → |
| Securities available for sale | 115,091,000 | USD | evidence → |
| Securities held to maturity | 1,101,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 698,020,000 | USD | evidence → |
| Interest-bearing deposits | 669,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,005,000 | USD | evidence → |
| Equity capital | 65,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 48,624,000 | USD | evidence → |
| Interest expense | 15,946,000 | USD | evidence → |
| Net interest income | 32,678,000 | USD | evidence → |
| Noninterest income | 8,177,000 | USD | evidence → |
| Noninterest expense | 20,991,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 18,677,000 | USD | evidence → |
| Income tax | 6,755,000 | USD | evidence → |
| Net income | 11,922,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,284,000 | USD | evidence → |
| Total capital | 70,774,000 | USD | evidence → |
| Risk-weighted assets | 694,833,000 | USD | evidence → |