Call report 2005Q2
BANK OF SMITHTOWN — 2005Q2
The 22 measures BANK OF SMITHTOWN reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 794,463,000 | USD | evidence → |
| Total loans | 618,942,000 | USD | evidence → |
| Allowance for loan losses | 5,071,000 | USD | evidence → |
| Securities available for sale | 112,619,000 | USD | evidence → |
| Securities held to maturity | 1,339,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 646,489,000 | USD | evidence → |
| Interest-bearing deposits | 610,586,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,903,000 | USD | evidence → |
| Equity capital | 61,431,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,011,000 | USD | evidence → |
| Interest expense | 6,835,000 | USD | evidence → |
| Net interest income | 15,176,000 | USD | evidence → |
| Noninterest income | 4,036,000 | USD | evidence → |
| Noninterest expense | 10,518,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 8,482,000 | USD | evidence → |
| Income tax | 3,034,000 | USD | evidence → |
| Net income | 5,448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,402,000 | USD | evidence → |
| Total capital | 65,996,000 | USD | evidence → |
| Risk-weighted assets | 610,897,000 | USD | evidence → |