Call reports 2026
VERMILION BANK & TRUST COMPANY — 2026
What VERMILION BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 149,038,000 | 145,495,000 |
| Total loans | 67,306,000 | 69,739,000 |
| Allowance for loan losses | 1,165,000 | 1,192,000 |
| Securities available for sale | 28,162,000 | 25,888,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 130,424,000 | 126,108,000 |
| Interest-bearing deposits | 95,595,000 | 92,285,000 |
| Noninterest-bearing deposits | 34,829,000 | 33,823,000 |
| Equity capital | 17,264,000 | 17,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,837,000 | 3,634,000 |
| Interest expense | 262,000 | 522,000 |
| Net interest income | 1,575,000 | 3,112,000 |
| Noninterest income | 247,000 | 514,000 |
| Noninterest expense | 1,055,000 | 2,174,000 |
| Provision for loan losses | 0 | 30,000 |
| Pretax income | 767,000 | 1,422,000 |
| Income tax | 0 | 0 |
| Net income | 767,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,389,000 | 18,793,000 |
| Total capital | 19,355,000 | 19,776,000 |
| Risk-weighted assets | 77,153,000 | 78,401,000 |
Machine access — free, no API key
Every figure shown here about VERMILION BANK & TRUST COMPANY — 2026 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.