Call report 2022Q4
VERMILION BANK & TRUST COMPANY — 2022Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,543,000 | USD | evidence → |
| Total loans | 69,725,000 | USD | evidence → |
| Allowance for loan losses | 1,897,000 | USD | evidence → |
| Securities available for sale | 49,283,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,721,000 | USD | evidence → |
| Interest-bearing deposits | 126,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,875,000 | USD | evidence → |
| Equity capital | 9,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,075,000 | USD | evidence → |
| Interest expense | 291,000 | USD | evidence → |
| Net interest income | 4,784,000 | USD | evidence → |
| Noninterest income | 1,048,000 | USD | evidence → |
| Noninterest expense | 3,429,000 | USD | evidence → |
| Provision for loan losses | 237,000 | USD | evidence → |
| Pretax income | 2,166,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,166,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,153,000 | USD | evidence → |
| Total capital | 15,151,000 | USD | evidence → |
| Risk-weighted assets | 78,919,000 | USD | evidence → |