Call report 2015Q4
VERMILION BANK & TRUST COMPANY — 2015Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,386,000 | USD | evidence → |
| Total loans | 66,918,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 47,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,077,000 | USD | evidence → |
| Interest-bearing deposits | 97,348,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,729,000 | USD | evidence → |
| Equity capital | 10,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,377,000 | USD | evidence → |
| Interest expense | 234,000 | USD | evidence → |
| Net interest income | 4,143,000 | USD | evidence → |
| Noninterest income | 969,000 | USD | evidence → |
| Noninterest expense | 3,359,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,745,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,745,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,686,000 | USD | evidence → |
| Total capital | 11,506,000 | USD | evidence → |
| Risk-weighted assets | 73,588,000 | USD | evidence → |