Call report 2005Q4
VERMILION BANK & TRUST COMPANY — 2005Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,945,000 | USD | evidence → |
| Total loans | 41,331,000 | USD | evidence → |
| Allowance for loan losses | 591,000 | USD | evidence → |
| Securities available for sale | 13,479,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,165,000 | USD | evidence → |
| Interest-bearing deposits | 49,919,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,246,000 | USD | evidence → |
| Equity capital | 6,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,085,000 | USD | evidence → |
| Interest expense | 631,000 | USD | evidence → |
| Net interest income | 3,454,000 | USD | evidence → |
| Noninterest income | 654,000 | USD | evidence → |
| Noninterest expense | 2,820,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,286,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,549,000 | USD | evidence → |
| Total capital | 7,101,000 | USD | evidence → |
| Risk-weighted assets | 44,137,000 | USD | evidence → |