Call report 2002Q4
VERMILION BANK & TRUST COMPANY — 2002Q4
The 22 measures VERMILION BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,700,000 | USD | evidence → |
| Total loans | 35,111,000 | USD | evidence → |
| Allowance for loan losses | 569,000 | USD | evidence → |
| Securities available for sale | 18,449,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,253,000 | USD | evidence → |
| Interest-bearing deposits | 52,939,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,314,000 | USD | evidence → |
| Equity capital | 6,478,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,364,000 | USD | evidence → |
| Interest expense | 1,108,000 | USD | evidence → |
| Net interest income | 3,256,000 | USD | evidence → |
| Noninterest income | 577,000 | USD | evidence → |
| Noninterest expense | 2,648,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 1,186,000 | USD | evidence → |
| Income tax | 279,000 | USD | evidence → |
| Net income | 907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,774,000 | USD | evidence → |
| Total capital | 6,287,000 | USD | evidence → |
| Risk-weighted assets | 40,945,000 | USD | evidence → |
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