Call reports 2022
PROVIDENCE BANK OF TEXAS, SSB — 2022
What PROVIDENCE BANK OF TEXAS, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 198,111,000 | 198,290,000 | 193,464,000 |
| Total loans | 136,330,000 | 142,156,000 | 144,466,000 |
| Allowance for loan losses | 1,385,000 | 1,428,000 | 1,458,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 164,422,000 | 164,037,000 | 158,324,000 |
| Interest-bearing deposits | 114,662,000 | 110,376,000 | 101,472,000 |
| Noninterest-bearing deposits | 49,760,000 | 53,661,000 | 56,852,000 |
| Equity capital | 23,278,000 | 23,734,000 | 24,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,898,000 | 3,854,000 | 6,064,000 |
| Interest expense | 162,000 | 321,000 | 543,000 |
| Net interest income | 1,736,000 | 3,533,000 | 5,521,000 |
| Noninterest income | 85,000 | 165,000 | 246,000 |
| Noninterest expense | 1,316,000 | 2,574,000 | 3,997,000 |
| Provision for loan losses | 41,000 | 84,000 | 114,000 |
| Pretax income | 464,000 | 1,040,000 | 1,656,000 |
| Income tax | 95,000 | 216,000 | 351,000 |
| Net income | 369,000 | 824,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 23,278,000 | 23,734,000 | 24,215,000 |
| Total capital | 24,663,000 | 25,162,000 | 25,673,000 |
| Risk-weighted assets | 154,518,000 | 161,726,000 | 166,429,000 |