Call reports 2017
PROVIDENCE BANK OF TEXAS, SSB — 2017
What PROVIDENCE BANK OF TEXAS, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 132,920,000 | 140,810,000 | 146,353,000 | 140,192,000 |
| Total loans | 91,620,000 | 95,886,000 | 102,826,000 | 112,374,000 |
| Allowance for loan losses | 1,048,000 | 1,048,000 | 1,048,000 | 1,048,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,635,000 | 123,225,000 | 128,297,000 | 122,257,000 |
| Interest-bearing deposits | 95,848,000 | 93,670,000 | 99,620,000 | 90,255,000 |
| Noninterest-bearing deposits | 19,787,000 | 29,555,000 | 28,677,000 | 32,002,000 |
| Equity capital | 17,040,000 | 17,283,000 | 17,620,000 | 17,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,727,000 | 4,346,000 | 5,970,000 |
| Interest expense | 237,000 | 467,000 | 703,000 | 937,000 |
| Net interest income | 1,077,000 | 2,260,000 | 3,643,000 | 5,033,000 |
| Noninterest income | 77,000 | 189,000 | 291,000 | 380,000 |
| Noninterest expense | 959,000 | 1,907,000 | 2,902,000 | 3,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 195,000 | 542,000 | 1,032,000 | 1,533,000 |
| Income tax | 58,000 | 168,000 | 326,000 | 726,000 |
| Net income | 137,000 | 374,000 | 706,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,040,000 | 17,283,000 | 17,620,000 | 17,727,000 |
| Total capital | 18,088,000 | 18,331,000 | 18,668,000 | 18,775,000 |
| Risk-weighted assets | 104,901,000 | 110,610,000 | 119,720,000 | 123,265,000 |