Call reports 2007
PROVIDENCE BANK OF TEXAS, SSB — 2007
What PROVIDENCE BANK OF TEXAS, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 11,033,000 | 12,188,000 |
| Total loans | 57,000 | 4,587,000 |
| Allowance for loan losses | 1,000 | 70,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,340,000 | 2,791,000 |
| Interest-bearing deposits | 1,166,000 | 2,355,000 |
| Noninterest-bearing deposits | 174,000 | 436,000 |
| Equity capital | 9,678,000 | 9,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 39,000 | 168,000 |
| Interest expense | 1,000 | 18,000 |
| Net interest income | 38,000 | 150,000 |
| Noninterest income | 0 | 0 |
| Noninterest expense | 134,000 | 878,000 |
| Provision for loan losses | 1,000 | 70,000 |
| Pretax income | -97,000 | -798,000 |
| Income tax | 0 | 0 |
| Net income | -666,000 | -1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 9,678,000 | 9,374,000 |
| Total capital | 9,678,000 | 9,444,000 |
| Risk-weighted assets | 3,405,000 | 8,444,000 |