Call reports 2001
WYOMING COUNTY BANK — 2001
What WYOMING COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 528,614,000 | 535,945,000 | 546,870,000 | 551,346,000 |
| Total loans | 347,076,000 | 367,022,000 | 378,206,000 | 388,552,000 |
| Allowance for loan losses | 5,815,000 | 5,975,000 | 6,201,000 | 6,485,000 |
| Securities available for sale | 116,111,000 | 121,756,000 | 116,957,000 | 108,927,000 |
| Securities held to maturity | 24,127,000 | 22,951,000 | 21,116,000 | 20,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,835,000 | 449,274,000 | 453,945,000 | 441,049,000 |
| Interest-bearing deposits | 417,753,000 | 398,746,000 | 394,893,000 | 375,045,000 |
| Noninterest-bearing deposits | 47,082,000 | 50,528,000 | 59,052,000 | 66,004,000 |
| Equity capital | 33,655,000 | 34,803,000 | 36,828,000 | 36,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,219,000 | 20,321,000 | 30,156,000 | 39,513,000 |
| Interest expense | 4,598,000 | 8,956,000 | 12,918,000 | 16,108,000 |
| Net interest income | 5,621,000 | 11,365,000 | 17,238,000 | 23,405,000 |
| Noninterest income | 855,000 | 1,825,000 | 2,943,000 | 4,168,000 |
| Noninterest expense | 3,131,000 | 6,349,000 | 9,659,000 | 13,259,000 |
| Provision for loan losses | 290,000 | 675,000 | 980,000 | 1,435,000 |
| Pretax income | 3,057,000 | 6,170,000 | 9,558,000 | 12,836,000 |
| Income tax | 1,071,000 | 2,159,000 | 3,341,000 | 4,412,000 |
| Net income | 1,986,000 | 4,011,000 | 6,217,000 | 8,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,905,000 | 33,046,000 | 34,363,000 | 35,346,000 |
| Total capital | 36,343,000 | 37,708,000 | 39,196,000 | 40,300,000 |
| Risk-weighted assets | 353,623,000 | 371,630,000 | 385,285,000 | 394,806,000 |