Call report 2023Q4
LUMINATE BANK — 2023Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,345,000 | USD | evidence → |
| Total loans | 176,469,000 | USD | evidence → |
| Allowance for loan losses | 3,058,000 | USD | evidence → |
| Securities available for sale | 1,746,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,067,000 | USD | evidence → |
| Interest-bearing deposits | 152,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,994,000 | USD | evidence → |
| Equity capital | 30,454,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,892,000 | USD | evidence → |
| Interest expense | 7,558,000 | USD | evidence → |
| Net interest income | 6,334,000 | USD | evidence → |
| Noninterest income | 116,567,000 | USD | evidence → |
| Noninterest expense | 115,089,000 | USD | evidence → |
| Provision for loan losses | 3,287,000 | USD | evidence → |
| Pretax income | 4,329,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 4,300,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,335,000 | USD | evidence → |
| Total capital | 30,759,000 | USD | evidence → |
| Risk-weighted assets | 191,439,000 | USD | evidence → |