Call report 2023Q2
LUMINATE BANK — 2023Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 248,395,000 | USD | evidence → |
| Total loans | 213,646,000 | USD | evidence → |
| Allowance for loan losses | 2,826,000 | USD | evidence → |
| Securities available for sale | 1,696,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 124,919,000 | USD | evidence → |
| Interest-bearing deposits | 120,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,192,000 | USD | evidence → |
| Equity capital | 28,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,460,000 | USD | evidence → |
| Interest expense | 3,504,000 | USD | evidence → |
| Net interest income | 2,956,000 | USD | evidence → |
| Noninterest income | 59,202,000 | USD | evidence → |
| Noninterest expense | 55,577,000 | USD | evidence → |
| Provision for loan losses | 2,105,000 | USD | evidence → |
| Pretax income | 4,403,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 4,288,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,842,000 | USD | evidence → |
| Total capital | 30,638,000 | USD | evidence → |
| Risk-weighted assets | 222,244,000 | USD | evidence → |