Call report 2021Q4
LUMINATE BANK — 2021Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,113,000 | USD | evidence → |
| Total loans | 80,945,000 | USD | evidence → |
| Allowance for loan losses | 901,000 | USD | evidence → |
| Securities available for sale | 1,778,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,762,000 | USD | evidence → |
| Interest-bearing deposits | 77,448,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,314,000 | USD | evidence → |
| Equity capital | 12,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,804,000 | USD | evidence → |
| Interest expense | 364,000 | USD | evidence → |
| Net interest income | 3,440,000 | USD | evidence → |
| Noninterest income | 1,389,000 | USD | evidence → |
| Noninterest expense | 3,646,000 | USD | evidence → |
| Provision for loan losses | 237,000 | USD | evidence → |
| Pretax income | 946,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,298,000 | USD | evidence → |
| Total capital | 13,163,000 | USD | evidence → |
| Risk-weighted assets | 69,189,000 | USD | evidence → |