Call report 2020Q4
LUMINATE BANK — 2020Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,628,000 | USD | evidence → |
| Total loans | 48,848,000 | USD | evidence → |
| Allowance for loan losses | 659,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,325,000 | USD | evidence → |
| Interest-bearing deposits | 46,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,658,000 | USD | evidence → |
| Equity capital | 7,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,398,000 | USD | evidence → |
| Interest expense | 423,000 | USD | evidence → |
| Net interest income | 2,975,000 | USD | evidence → |
| Noninterest income | 1,996,000 | USD | evidence → |
| Noninterest expense | 3,944,000 | USD | evidence → |
| Provision for loan losses | 258,000 | USD | evidence → |
| Pretax income | 769,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 769,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,982,000 | USD | evidence → |
| Total capital | 7,402,000 | USD | evidence → |
| Risk-weighted assets | 33,367,000 | USD | evidence → |