Call report 2019Q4
LUMINATE BANK — 2019Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,288,000 | USD | evidence → |
| Total loans | 46,353,000 | USD | evidence → |
| Allowance for loan losses | 521,000 | USD | evidence → |
| Securities available for sale | 2,509,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,337,000 | USD | evidence → |
| Interest-bearing deposits | 39,382,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,955,000 | USD | evidence → |
| Equity capital | 6,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,687,000 | USD | evidence → |
| Interest expense | 676,000 | USD | evidence → |
| Net interest income | 2,011,000 | USD | evidence → |
| Noninterest income | 934,000 | USD | evidence → |
| Noninterest expense | 3,207,000 | USD | evidence → |
| Provision for loan losses | 266,000 | USD | evidence → |
| Pretax income | -528,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,245,000 | USD | evidence → |
| Total capital | 6,715,000 | USD | evidence → |
| Risk-weighted assets | 37,660,000 | USD | evidence → |