Call report 2018Q4
LUMINATE BANK — 2018Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,881,000 | USD | evidence → |
| Total loans | 36,605,000 | USD | evidence → |
| Allowance for loan losses | 655,000 | USD | evidence → |
| Securities available for sale | 24,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,760,000 | USD | evidence → |
| Interest-bearing deposits | 29,687,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,073,000 | USD | evidence → |
| Equity capital | 6,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,121,000 | USD | evidence → |
| Interest expense | 540,000 | USD | evidence → |
| Net interest income | 1,581,000 | USD | evidence → |
| Noninterest income | 27,000 | USD | evidence → |
| Noninterest expense | 1,966,000 | USD | evidence → |
| Provision for loan losses | 109,000 | USD | evidence → |
| Pretax income | -467,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,028,000 | USD | evidence → |
| Total capital | 6,456,000 | USD | evidence → |
| Risk-weighted assets | 34,117,000 | USD | evidence → |