Call report 2015Q4
LUMINATE BANK — 2015Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,687,000 | USD | evidence → |
| Total loans | 41,101,000 | USD | evidence → |
| Allowance for loan losses | 407,000 | USD | evidence → |
| Securities available for sale | 641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,948,000 | USD | evidence → |
| Interest-bearing deposits | 36,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,465,000 | USD | evidence → |
| Equity capital | 6,621,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,245,000 | USD | evidence → |
| Interest expense | 254,000 | USD | evidence → |
| Net interest income | 1,991,000 | USD | evidence → |
| Noninterest income | -23,000 | USD | evidence → |
| Noninterest expense | 2,104,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -136,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,134,000 | USD | evidence → |
| Total capital | 6,541,000 | USD | evidence → |
| Risk-weighted assets | 44,355,000 | USD | evidence → |