Call report 2012Q3
LUMINATE BANK — 2012Q3
The 22 measures LUMINATE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,104,000 | USD | evidence → |
| Total loans | 42,727,000 | USD | evidence → |
| Allowance for loan losses | 418,000 | USD | evidence → |
| Securities available for sale | 374,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 40,882,000 | USD | evidence → |
| Interest-bearing deposits | 38,437,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,445,000 | USD | evidence → |
| Equity capital | 6,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,144,000 | USD | evidence → |
| Interest expense | 516,000 | USD | evidence → |
| Net interest income | 1,628,000 | USD | evidence → |
| Noninterest income | 32,000 | USD | evidence → |
| Noninterest expense | 1,570,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 90,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 89,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,028,000 | USD | evidence → |
| Total capital | 6,446,000 | USD | evidence → |
| Risk-weighted assets | 46,118,000 | USD | evidence → |