Call report 2012Q1
LUMINATE BANK — 2012Q1
The 22 measures LUMINATE BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,681,000 | USD | evidence → |
| Total loans | 45,447,000 | USD | evidence → |
| Allowance for loan losses | 418,000 | USD | evidence → |
| Securities available for sale | 509,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,342,000 | USD | evidence → |
| Interest-bearing deposits | 41,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,103,000 | USD | evidence → |
| Equity capital | 6,490,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 760,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 558,000 | USD | evidence → |
| Noninterest income | 15,000 | USD | evidence → |
| Noninterest expense | 535,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 38,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 37,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,976,000 | USD | evidence → |
| Total capital | 6,394,000 | USD | evidence → |
| Risk-weighted assets | 48,907,000 | USD | evidence → |