Call report 2010Q4
LUMINATE BANK — 2010Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,272,000 | USD | evidence → |
| Total loans | 45,137,000 | USD | evidence → |
| Allowance for loan losses | 431,000 | USD | evidence → |
| Securities available for sale | 1,178,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,673,000 | USD | evidence → |
| Interest-bearing deposits | 40,772,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,901,000 | USD | evidence → |
| Equity capital | 7,477,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,389,000 | USD | evidence → |
| Interest expense | 941,000 | USD | evidence → |
| Net interest income | 2,448,000 | USD | evidence → |
| Noninterest income | 191,000 | USD | evidence → |
| Noninterest expense | 2,122,000 | USD | evidence → |
| Provision for loan losses | 415,000 | USD | evidence → |
| Pretax income | 102,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 99,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,958,000 | USD | evidence → |
| Total capital | 7,389,000 | USD | evidence → |
| Risk-weighted assets | 45,568,000 | USD | evidence → |