Call report 2008Q4
LUMINATE BANK — 2008Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,052,000 | USD | evidence → |
| Total loans | 43,433,000 | USD | evidence → |
| Allowance for loan losses | 335,000 | USD | evidence → |
| Securities available for sale | 4,608,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,678,000 | USD | evidence → |
| Interest-bearing deposits | 35,160,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,518,000 | USD | evidence → |
| Equity capital | 7,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,343,000 | USD | evidence → |
| Interest expense | 1,542,000 | USD | evidence → |
| Net interest income | 1,801,000 | USD | evidence → |
| Noninterest income | 217,000 | USD | evidence → |
| Noninterest expense | 1,810,000 | USD | evidence → |
| Provision for loan losses | -10,000 | USD | evidence → |
| Pretax income | 218,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,077,000 | USD | evidence → |
| Total capital | 7,412,000 | USD | evidence → |
| Risk-weighted assets | 50,484,000 | USD | evidence → |