Call report 2008Q2
LUMINATE BANK — 2008Q2
The 22 measures LUMINATE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,850,000 | USD | evidence → |
| Total loans | 42,592,000 | USD | evidence → |
| Allowance for loan losses | 355,000 | USD | evidence → |
| Securities available for sale | 5,401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,956,000 | USD | evidence → |
| Interest-bearing deposits | 35,496,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,460,000 | USD | evidence → |
| Equity capital | 7,410,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,678,000 | USD | evidence → |
| Interest expense | 840,000 | USD | evidence → |
| Net interest income | 838,000 | USD | evidence → |
| Noninterest income | 149,000 | USD | evidence → |
| Noninterest expense | 895,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 82,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 82,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,941,000 | USD | evidence → |
| Total capital | 7,296,000 | USD | evidence → |
| Risk-weighted assets | 46,800,000 | USD | evidence → |