Call report 2007Q4
LUMINATE BANK — 2007Q4
The 22 measures LUMINATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,214,000 | USD | evidence → |
| Total loans | 39,749,000 | USD | evidence → |
| Allowance for loan losses | 346,000 | USD | evidence → |
| Securities available for sale | 3,422,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,371,000 | USD | evidence → |
| Interest-bearing deposits | 33,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,104,000 | USD | evidence → |
| Equity capital | 7,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,789,000 | USD | evidence → |
| Interest expense | 1,722,000 | USD | evidence → |
| Net interest income | 2,067,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 1,721,000 | USD | evidence → |
| Provision for loan losses | -63,000 | USD | evidence → |
| Pretax income | 486,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 486,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,858,000 | USD | evidence → |
| Total capital | 7,204,000 | USD | evidence → |
| Risk-weighted assets | 44,220,000 | USD | evidence → |