Call reports 2012
INTER SAVINGS BANK, FEDERAL SAVINGS BANK — 2012
What INTER SAVINGS BANK, FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 463,840,000 |
| Total loans | 395,765,000 |
| Allowance for loan losses | 14,443,000 |
| Securities available for sale | 35,074,000 |
| Securities held to maturity | 75,000 |
| Trading assets | 0 |
| Total deposits | 458,053,000 |
| Interest-bearing deposits | 456,496,000 |
| Noninterest-bearing deposits | 1,557,000 |
| Equity capital | 4,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 5,101,000 |
| Interest expense | 1,253,000 |
| Net interest income | 3,848,000 |
| Noninterest income | 83,000 |
| Noninterest expense | 2,938,000 |
| Provision for loan losses | 3,886,000 |
| Pretax income | -2,893,000 |
| Income tax | 0 |
| Net income | -2,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 4,505,000 |
| Total capital | 8,792,000 |
| Risk-weighted assets | 335,520,000 |