Call reports 2025
FIRST UNITED BANK AND TRUST COMPANY — 2025
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 16,287,458,000 | 16,438,030,000 | 16,454,964,000 | 16,273,258,000 |
| Total loans | 12,668,500,000 | 12,777,554,000 | 12,856,984,000 | 12,615,999,000 |
| Allowance for loan losses | 140,111,000 | 133,308,000 | 136,307,000 | 128,471,000 |
| Securities available for sale | 1,753,535,000 | 1,718,175,000 | 1,576,826,000 | 1,648,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,598,483,000 | 12,620,498,000 | 12,808,342,000 | 13,128,243,000 |
| Interest-bearing deposits | 9,725,618,000 | 9,709,064,000 | 9,827,664,000 | 10,061,123,000 |
| Noninterest-bearing deposits | 2,872,865,000 | 2,911,434,000 | 2,980,678,000 | 3,067,120,000 |
| Equity capital | 1,434,442,000 | 1,427,032,000 | 1,475,278,000 | 1,558,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 226,106,000 | 454,944,000 | 690,146,000 | 921,321,000 |
| Interest expense | 97,078,000 | 196,846,000 | 296,935,000 | 390,999,000 |
| Net interest income | 129,028,000 | 258,098,000 | 393,211,000 | 530,322,000 |
| Noninterest income | 30,400,000 | 65,618,000 | 102,005,000 | 134,049,000 |
| Noninterest expense | 112,960,000 | 231,320,000 | 352,576,000 | 467,335,000 |
| Provision for loan losses | 3,553,000 | 7,306,000 | 9,318,000 | 9,357,000 |
| Pretax income | 41,678,000 | 85,347,000 | 136,051,000 | 193,741,000 |
| Income tax | 8,699,000 | 16,709,000 | 26,272,000 | 36,483,000 |
| Net income | 33,577,000 | 69,552,000 | 111,345,000 | 159,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,447,029,000 | 1,448,367,000 | 1,484,617,000 | 1,563,117,000 |
| Total capital | 1,599,412,000 | 1,594,147,000 | 1,633,396,000 | 1,701,110,000 |
| Risk-weighted assets | 12,586,067,000 | 12,956,293,000 | 12,955,785,000 | 12,719,632,000 |