Call reports 2022
FIRST UNITED BANK AND TRUST COMPANY — 2022
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 13,002,247,000 | 13,946,900,000 | 14,518,203,000 | 14,547,035,000 |
| Total loans | 10,253,418,000 | 10,833,780,000 | 11,438,627,000 | 11,658,741,000 |
| Allowance for loan losses | 103,279,000 | 106,721,000 | 110,790,000 | 112,551,000 |
| Securities available for sale | 1,205,736,000 | 1,288,399,000 | 1,312,685,000 | 1,380,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,653,964,000 | 11,219,869,000 | 11,698,850,000 | 12,015,442,000 |
| Interest-bearing deposits | 7,604,656,000 | 7,944,056,000 | 8,244,012,000 | 8,878,249,000 |
| Noninterest-bearing deposits | 3,049,308,000 | 3,275,813,000 | 3,454,838,000 | 3,137,193,000 |
| Equity capital | 1,184,068,000 | 1,204,848,000 | 1,219,120,000 | 1,314,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 116,270,000 | 245,768,000 | 394,975,000 | 557,919,000 |
| Interest expense | 8,987,000 | 21,836,000 | 45,117,000 | 87,486,000 |
| Net interest income | 107,283,000 | 223,932,000 | 349,858,000 | 470,433,000 |
| Noninterest income | 51,426,000 | 102,046,000 | 140,867,000 | 166,937,000 |
| Noninterest expense | 108,579,000 | 216,176,000 | 325,752,000 | 439,938,000 |
| Provision for loan losses | 4,796,000 | 9,675,000 | 14,525,000 | 19,385,000 |
| Pretax income | 45,327,000 | 100,068,000 | 150,400,000 | 178,000,000 |
| Income tax | 6,034,000 | 16,833,000 | 26,692,000 | 32,875,000 |
| Net income | 39,293,000 | 83,235,000 | 123,708,000 | 145,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,131,352,000 | 1,178,215,000 | 1,216,021,000 | 1,294,772,000 |
| Total capital | 1,236,635,000 | 1,287,000,000 | 1,328,921,000 | 1,409,471,000 |
| Risk-weighted assets | 10,846,756,000 | 11,336,579,000 | 11,797,875,000 | 11,965,315,000 |