Call reports 2021
FIRST UNITED BANK AND TRUST COMPANY — 2021
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 11,146,587,000 | 11,646,328,000 | 11,925,640,000 | 12,464,313,000 |
| Total loans | 8,716,921,000 | 9,238,413,000 | 9,349,539,000 | 9,729,598,000 |
| Allowance for loan losses | 93,571,000 | 99,336,000 | 98,778,000 | 98,562,000 |
| Securities available for sale | 1,124,598,000 | 1,240,317,000 | 1,212,506,000 | 1,212,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,116,014,000 | 9,702,255,000 | 10,111,902,000 | 10,613,920,000 |
| Interest-bearing deposits | 6,471,460,000 | 6,903,832,000 | 7,245,454,000 | 7,661,057,000 |
| Noninterest-bearing deposits | 2,644,554,000 | 2,798,423,000 | 2,866,448,000 | 2,952,863,000 |
| Equity capital | 1,018,328,000 | 1,033,759,000 | 1,077,922,000 | 1,121,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 106,393,000 | 211,673,000 | 327,925,000 | 444,120,000 |
| Interest expense | 12,390,000 | 23,665,000 | 34,409,000 | 44,101,000 |
| Net interest income | 94,003,000 | 188,008,000 | 293,516,000 | 400,019,000 |
| Noninterest income | 63,785,000 | 116,049,000 | 170,162,000 | 228,268,000 |
| Noninterest expense | 100,828,000 | 195,201,000 | 294,486,000 | 388,302,000 |
| Provision for loan losses | 6,226,000 | 12,462,000 | 12,684,000 | 12,726,000 |
| Pretax income | 50,779,000 | 96,428,000 | 159,358,000 | 230,157,000 |
| Income tax | 10,622,000 | 20,053,000 | 33,419,000 | 45,735,000 |
| Net income | 40,157,000 | 76,375,000 | 125,939,000 | 184,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 909,212,000 | 936,680,000 | 986,530,000 | 1,032,516,000 |
| Total capital | 1,008,354,000 | 1,041,996,000 | 1,087,227,000 | 1,133,035,000 |
| Risk-weighted assets | 8,859,208,000 | 9,394,281,000 | 9,844,047,000 | 10,244,611,000 |