Call reports 2019
FIRST UNITED BANK AND TRUST COMPANY — 2019
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 7,194,539,000 | 7,543,779,000 | 7,849,113,000 | 8,090,901,000 |
| Total loans | 5,161,275,000 | 5,488,557,000 | 5,780,606,000 | 5,974,957,000 |
| Allowance for loan losses | 44,738,000 | 45,824,000 | 50,652,000 | 48,434,000 |
| Securities available for sale | 1,234,661,000 | 1,219,692,000 | 1,294,451,000 | 1,246,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,050,609,000 | 6,314,887,000 | 6,656,297,000 | 6,603,058,000 |
| Interest-bearing deposits | 4,510,979,000 | 4,756,700,000 | 5,055,377,000 | 5,049,973,000 |
| Noninterest-bearing deposits | 1,539,630,000 | 1,558,187,000 | 1,600,920,000 | 1,553,085,000 |
| Equity capital | 737,888,000 | 775,850,000 | 807,623,000 | 812,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 84,172,000 | 170,164,000 | 261,245,000 | 355,298,000 |
| Interest expense | 16,682,000 | 35,901,000 | 58,136,000 | 79,873,000 |
| Net interest income | 67,490,000 | 134,263,000 | 203,109,000 | 275,425,000 |
| Noninterest income | 23,404,000 | 61,160,000 | 98,266,000 | 129,839,000 |
| Noninterest expense | 60,752,000 | 130,786,000 | 201,543,000 | 273,681,000 |
| Provision for loan losses | 5,067,000 | 9,383,000 | 14,281,000 | 15,942,000 |
| Pretax income | 25,241,000 | 58,396,000 | 88,763,000 | 118,876,000 |
| Income tax | 39,614,000 | 46,329,000 | 52,653,000 | 59,386,000 |
| Net income | -14,373,000 | 12,067,000 | 36,110,000 | 59,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 658,590,000 | 687,175,000 | 713,363,000 | 722,885,000 |
| Total capital | 706,707,000 | 736,578,000 | 767,796,000 | 775,286,000 |
| Risk-weighted assets | 5,749,147,000 | 6,053,484,000 | 6,344,253,000 | 6,611,288,000 |