Call reports 2018
FIRST UNITED BANK AND TRUST COMPANY — 2018
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,431,629,000 | 6,565,842,000 | 6,755,623,000 | 7,010,234,000 |
| Total loans | 4,679,847,000 | 4,864,228,000 | 4,866,600,000 | 4,992,663,000 |
| Allowance for loan losses | 29,468,000 | 32,662,000 | 37,840,000 | 39,914,000 |
| Securities available for sale | 949,526,000 | 939,588,000 | 973,885,000 | 1,123,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,286,171,000 | 5,294,506,000 | 5,750,553,000 | 5,805,790,000 |
| Interest-bearing deposits | 3,789,950,000 | 3,770,819,000 | 4,196,876,000 | 4,296,155,000 |
| Noninterest-bearing deposits | 1,496,221,000 | 1,523,687,000 | 1,553,677,000 | 1,509,635,000 |
| Equity capital | 660,411,000 | 668,488,000 | 684,116,000 | 725,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 67,888,000 | 139,683,000 | 219,692,000 | 299,158,000 |
| Interest expense | 8,378,000 | 17,432,000 | 29,380,000 | 43,978,000 |
| Net interest income | 59,510,000 | 122,251,000 | 190,312,000 | 255,180,000 |
| Noninterest income | 27,299,000 | 55,458,000 | 84,703,000 | 109,744,000 |
| Noninterest expense | 61,417,000 | 125,165,000 | 188,254,000 | 245,962,000 |
| Provision for loan losses | 4,552,000 | 8,370,000 | 14,190,000 | 18,055,000 |
| Pretax income | 20,411,000 | 43,745,000 | 72,142,000 | 100,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,411,000 | 43,745,000 | 72,142,000 | 100,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 560,928,000 | 571,373,000 | 594,406,000 | 628,642,000 |
| Total capital | 595,328,000 | 609,100,000 | 637,386,000 | 671,855,000 |
| Risk-weighted assets | 5,193,587,000 | 5,381,398,000 | 5,406,491,000 | 5,563,486,000 |