Call reports 2017
FIRST UNITED BANK AND TRUST COMPANY — 2017
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 5,913,312,000 | 6,019,912,000 | 6,155,359,000 | 6,286,552,000 |
| Total loans | 4,213,971,000 | 4,268,438,000 | 4,415,679,000 | 4,552,071,000 |
| Allowance for loan losses | 26,217,000 | 26,099,000 | 30,228,000 | 24,689,000 |
| Securities available for sale | 990,704,000 | 1,012,535,000 | 994,871,000 | 996,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,902,599,000 | 4,959,501,000 | 5,192,942,000 | 5,326,321,000 |
| Interest-bearing deposits | 3,494,861,000 | 3,566,653,000 | 3,735,873,000 | 3,814,311,000 |
| Noninterest-bearing deposits | 1,407,738,000 | 1,392,848,000 | 1,457,069,000 | 1,512,010,000 |
| Equity capital | 641,024,000 | 667,254,000 | 676,450,000 | 660,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 58,266,000 | 119,573,000 | 182,565,000 | 248,339,000 |
| Interest expense | 5,409,000 | 11,271,000 | 17,910,000 | 25,256,000 |
| Net interest income | 52,857,000 | 108,302,000 | 164,655,000 | 223,083,000 |
| Noninterest income | 26,019,000 | 53,382,000 | 78,917,000 | 97,769,000 |
| Noninterest expense | 55,873,000 | 114,205,000 | 171,589,000 | 228,312,000 |
| Provision for loan losses | 3,354,000 | 7,634,000 | 10,854,000 | 10,259,000 |
| Pretax income | 20,822,000 | 41,018,000 | 62,302,000 | 83,458,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 20,822,000 | 41,016,000 | 62,300,000 | 83,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 550,743,000 | 572,936,000 | 585,228,000 | 571,622,000 |
| Total capital | 578,109,000 | 600,283,000 | 616,825,000 | 600,860,000 |
| Risk-weighted assets | 4,658,054,000 | 4,700,357,000 | 4,763,804,000 | 4,986,951,000 |