Call reports 2016
FIRST UNITED BANK AND TRUST COMPANY — 2016
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,225,365,000 | 3,297,456,000 | 3,372,683,000 | 5,802,485,000 |
| Total loans | 2,111,930,000 | 2,192,772,000 | 2,292,458,000 | 3,987,426,000 |
| Allowance for loan losses | 20,359,000 | 21,597,000 | 22,271,000 | 23,508,000 |
| Securities available for sale | 798,861,000 | 763,846,000 | 710,741,000 | 1,073,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,701,838,000 | 2,721,779,000 | 2,717,478,000 | 4,809,229,000 |
| Interest-bearing deposits | 2,113,393,000 | 2,130,444,000 | 2,109,907,000 | 3,443,579,000 |
| Noninterest-bearing deposits | 588,445,000 | 591,335,000 | 607,571,000 | 1,365,650,000 |
| Equity capital | 317,403,000 | 326,108,000 | 331,846,000 | 571,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 30,310,000 | 61,647,000 | 94,603,000 | 142,923,000 |
| Interest expense | 3,069,000 | 6,247,000 | 9,750,000 | 14,266,000 |
| Net interest income | 27,241,000 | 55,400,000 | 84,853,000 | 128,657,000 |
| Noninterest income | 21,550,000 | 44,915,000 | 69,265,000 | 92,026,000 |
| Noninterest expense | 35,234,000 | 72,964,000 | 112,243,000 | 159,386,000 |
| Provision for loan losses | 1,600,000 | 3,400,000 | 5,200,000 | 7,961,000 |
| Pretax income | 12,867,000 | 24,861,000 | 37,645,000 | 54,627,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 12,867,000 | 24,861,000 | 37,643,000 | 54,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,661,000 | 280,482,000 | 284,288,000 | 504,399,000 |
| Total capital | 294,849,000 | 303,024,000 | 307,600,000 | 529,058,000 |
| Risk-weighted assets | 2,218,417,000 | 2,330,599,000 | 2,384,801,000 | 4,521,012,000 |