Call reports 2015
FIRST UNITED BANK AND TRUST COMPANY — 2015
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,987,300,000 | 3,073,699,000 | 3,115,226,000 | 3,153,899,000 |
| Total loans | 1,873,557,000 | 1,881,317,000 | 1,958,373,000 | 2,025,799,000 |
| Allowance for loan losses | 20,718,000 | 21,267,000 | 21,592,000 | 20,452,000 |
| Securities available for sale | 804,040,000 | 879,654,000 | 847,670,000 | 813,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,500,848,000 | 2,546,959,000 | 2,556,098,000 | 2,570,890,000 |
| Interest-bearing deposits | 1,948,411,000 | 1,959,613,000 | 1,971,048,000 | 1,971,495,000 |
| Noninterest-bearing deposits | 552,437,000 | 587,346,000 | 585,050,000 | 599,395,000 |
| Equity capital | 275,258,000 | 275,307,000 | 292,500,000 | 297,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 26,008,000 | 54,242,000 | 83,998,000 | 114,036,000 |
| Interest expense | 2,461,000 | 5,214,000 | 8,099,000 | 11,067,000 |
| Net interest income | 23,547,000 | 49,028,000 | 75,899,000 | 102,969,000 |
| Noninterest income | 18,216,000 | 38,484,000 | 59,315,000 | 75,729,000 |
| Noninterest expense | 31,521,000 | 65,458,000 | 100,059,000 | 130,168,000 |
| Provision for loan losses | 900,000 | 1,950,000 | 3,000,000 | 5,200,000 |
| Pretax income | 9,342,000 | 21,063,000 | 33,113,000 | 44,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,342,000 | 21,063,000 | 33,113,000 | 44,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,481,000 | 241,778,000 | 255,742,000 | 266,444,000 |
| Total capital | 255,996,000 | 263,936,000 | 278,200,000 | 287,615,000 |
| Risk-weighted assets | 1,950,776,000 | 2,032,740,000 | 2,108,432,000 | 2,174,032,000 |