Call reports 2014
FIRST UNITED BANK AND TRUST COMPANY — 2014
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,434,186,000 | 2,503,320,000 | 2,521,113,000 | 2,545,267,000 |
| Total loans | 1,447,212,000 | 1,504,147,000 | 1,553,679,000 | 1,586,077,000 |
| Allowance for loan losses | 18,989,000 | 18,517,000 | 19,896,000 | 20,125,000 |
| Securities available for sale | 766,388,000 | 759,651,000 | 723,393,000 | 730,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,008,002,000 | 2,081,583,000 | 2,044,042,000 | 2,058,512,000 |
| Interest-bearing deposits | 1,615,315,000 | 1,659,634,000 | 1,611,127,000 | 1,626,711,000 |
| Noninterest-bearing deposits | 392,687,000 | 421,949,000 | 432,915,000 | 431,801,000 |
| Equity capital | 231,606,000 | 233,513,000 | 241,702,000 | 256,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,922,000 | 44,641,000 | 68,544,000 | 92,977,000 |
| Interest expense | 2,180,000 | 4,401,000 | 6,635,000 | 8,984,000 |
| Net interest income | 19,742,000 | 40,240,000 | 61,909,000 | 83,993,000 |
| Noninterest income | 12,457,000 | 29,892,000 | 48,044,000 | 63,524,000 |
| Noninterest expense | 24,254,000 | 52,798,000 | 81,502,000 | 107,399,000 |
| Provision for loan losses | 600,000 | 1,300,000 | 2,550,000 | 3,150,000 |
| Pretax income | 7,345,000 | 16,034,000 | 26,979,000 | 38,046,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,345,000 | 16,034,000 | 26,979,000 | 38,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,355,000 | 207,495,000 | 216,054,000 | 226,765,000 |
| Total capital | 231,483,000 | 226,808,000 | 236,759,000 | 247,426,000 |
| Risk-weighted assets | 1,526,317,000 | 1,590,306,000 | 1,653,910,000 | 1,651,415,000 |