Call reports 2013
FIRST UNITED BANK AND TRUST COMPANY — 2013
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,294,497,000 | 2,288,627,000 | 2,294,918,000 | 2,378,157,000 |
| Total loans | 1,400,885,000 | 1,411,323,000 | 1,395,959,000 | 1,430,595,000 |
| Allowance for loan losses | 20,373,000 | 19,487,000 | 18,396,000 | 18,707,000 |
| Securities available for sale | 682,073,000 | 632,061,000 | 677,232,000 | 733,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,873,754,000 | 1,912,095,000 | 1,863,635,000 | 1,907,260,000 |
| Interest-bearing deposits | 1,506,306,000 | 1,516,507,000 | 1,451,219,000 | 1,513,258,000 |
| Noninterest-bearing deposits | 367,448,000 | 395,588,000 | 412,416,000 | 394,002,000 |
| Equity capital | 220,732,000 | 212,990,000 | 216,001,000 | 225,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 20,700,000 | 41,695,000 | 63,328,000 | 85,083,000 |
| Interest expense | 2,317,000 | 4,532,000 | 6,673,000 | 8,889,000 |
| Net interest income | 18,383,000 | 37,163,000 | 56,655,000 | 76,194,000 |
| Noninterest income | 16,639,000 | 35,702,000 | 51,719,000 | 62,655,000 |
| Noninterest expense | 24,591,000 | 49,872,000 | 75,646,000 | 98,211,000 |
| Provision for loan losses | 0 | 200,000 | 500,000 | 800,000 |
| Pretax income | 10,431,000 | 22,793,000 | 32,420,000 | 40,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 10,431,000 | 22,793,000 | 32,420,000 | 40,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,118,000 | 196,142,000 | 201,489,000 | 209,036,000 |
| Total capital | 215,505,000 | 214,563,000 | 220,056,000 | 227,939,000 |
| Risk-weighted assets | 1,467,964,000 | 1,470,673,000 | 1,483,837,000 | 1,508,765,000 |