Call reports 2012
FIRST UNITED BANK AND TRUST COMPANY — 2012
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,149,686,000 | 2,162,604,000 | 2,180,461,000 | 2,236,657,000 |
| Total loans | 1,331,654,000 | 1,309,430,000 | 1,344,000,000 | 1,354,481,000 |
| Allowance for loan losses | 21,858,000 | 22,025,000 | 22,098,000 | 20,989,000 |
| Securities available for sale | 612,907,000 | 613,300,000 | 613,827,000 | 659,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,774,256,000 | 1,791,485,000 | 1,789,768,000 | 1,840,830,000 |
| Interest-bearing deposits | 1,454,768,000 | 1,435,700,000 | 1,432,978,000 | 1,484,955,000 |
| Noninterest-bearing deposits | 319,488,000 | 355,785,000 | 356,790,000 | 355,875,000 |
| Equity capital | 207,849,000 | 212,840,000 | 218,887,000 | 219,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 21,492,000 | 43,041,000 | 64,097,000 | 85,254,000 |
| Interest expense | 2,840,000 | 5,601,000 | 8,213,000 | 10,652,000 |
| Net interest income | 18,652,000 | 37,440,000 | 55,884,000 | 74,602,000 |
| Noninterest income | 10,485,000 | 22,920,000 | 38,444,000 | 52,372,000 |
| Noninterest expense | 20,995,000 | 42,981,000 | 66,176,000 | 88,782,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 4,700,000 |
| Pretax income | 6,649,000 | 14,386,000 | 23,659,000 | 33,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,649,000 | 14,386,000 | 23,659,000 | 33,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,085,000 | 185,053,000 | 189,572,000 | 193,946,000 |
| Total capital | 198,739,000 | 202,609,000 | 207,236,000 | 212,033,000 |
| Risk-weighted assets | 1,408,079,000 | 1,400,027,000 | 1,408,682,000 | 1,444,056,000 |