Call reports 2011
FIRST UNITED BANK AND TRUST COMPANY — 2011
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,139,756,000 | 2,057,597,000 | 2,029,688,000 | 2,060,155,000 |
| Total loans | 1,439,822,000 | 1,370,834,000 | 1,316,346,000 | 1,329,900,000 |
| Allowance for loan losses | 26,072,000 | 19,194,000 | 20,010,000 | 20,423,000 |
| Securities available for sale | 403,687,000 | 449,007,000 | 459,577,000 | 506,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,748,670,000 | 1,664,508,000 | 1,663,015,000 | 1,702,626,000 |
| Interest-bearing deposits | 1,458,047,000 | 1,363,156,000 | 1,353,536,000 | 1,397,339,000 |
| Noninterest-bearing deposits | 290,623,000 | 301,352,000 | 309,479,000 | 305,287,000 |
| Equity capital | 194,354,000 | 200,359,000 | 200,963,000 | 203,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 23,557,000 | 46,980,000 | 70,468,000 | 92,314,000 |
| Interest expense | 4,119,000 | 7,819,000 | 11,080,000 | 14,012,000 |
| Net interest income | 19,438,000 | 39,161,000 | 59,388,000 | 78,302,000 |
| Noninterest income | 9,175,000 | 15,280,000 | 22,572,000 | 31,039,000 |
| Noninterest expense | 20,944,000 | 41,592,000 | 62,443,000 | 80,738,000 |
| Provision for loan losses | 3,500,000 | 4,750,000 | 7,100,000 | 8,850,000 |
| Pretax income | 4,169,000 | 8,099,000 | 12,417,000 | 20,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,169,000 | 8,099,000 | 12,417,000 | 20,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,740,000 | 173,481,000 | 172,015,000 | 176,222,000 |
| Total capital | 188,254,000 | 191,114,000 | 188,837,000 | 193,829,000 |
| Risk-weighted assets | 1,473,467,000 | 1,409,055,000 | 1,342,572,000 | 1,405,706,000 |