Call reports 2010
FIRST UNITED BANK AND TRUST COMPANY — 2010
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,134,183,000 | 2,148,414,000 | 2,075,382,000 | 2,060,521,000 |
| Total loans | 1,488,658,000 | 1,512,934,000 | 1,510,363,000 | 1,493,014,000 |
| Allowance for loan losses | 16,936,000 | 17,762,000 | 19,329,000 | 22,751,000 |
| Securities available for sale | 379,437,000 | 385,366,000 | 331,348,000 | 320,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,820,905,000 | 1,793,102,000 | 1,717,728,000 | 1,731,521,000 |
| Interest-bearing deposits | 1,564,908,000 | 1,520,977,000 | 1,443,049,000 | 1,458,715,000 |
| Noninterest-bearing deposits | 255,997,000 | 272,125,000 | 274,679,000 | 272,806,000 |
| Equity capital | 187,943,000 | 192,528,000 | 191,797,000 | 191,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 26,525,000 | 52,183,000 | 77,914,000 | 102,325,000 |
| Interest expense | 5,700,000 | 10,874,000 | 15,497,000 | 19,818,000 |
| Net interest income | 20,825,000 | 41,309,000 | 62,417,000 | 82,507,000 |
| Noninterest income | 7,797,000 | 16,820,000 | 26,418,000 | 39,459,000 |
| Noninterest expense | 18,794,000 | 38,554,000 | 58,796,000 | 79,702,000 |
| Provision for loan losses | 5,500,000 | 10,500,000 | 16,000,000 | 22,000,000 |
| Pretax income | 4,328,000 | 9,075,000 | 14,039,000 | 20,264,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 4,326,000 | 9,073,000 | 14,037,000 | 20,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,817,000 | 163,091,000 | 162,881,000 | 166,003,000 |
| Total capital | 175,763,000 | 180,854,000 | 182,210,000 | 185,039,000 |
| Risk-weighted assets | 1,606,463,000 | 1,597,835,000 | 1,548,615,000 | 1,519,133,000 |