Call reports 2009
FIRST UNITED BANK AND TRUST COMPANY — 2009
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,075,262,000 | 2,044,843,000 | 2,127,448,000 | 2,189,784,000 |
| Total loans | 1,531,727,000 | 1,554,021,000 | 1,501,977,000 | 1,528,344,000 |
| Allowance for loan losses | 14,926,000 | 16,898,000 | 18,927,000 | 17,499,000 |
| Securities available for sale | 251,008,000 | 251,727,000 | 352,452,000 | 390,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,731,795,000 | 1,712,462,000 | 1,775,502,000 | 1,866,843,000 |
| Interest-bearing deposits | 1,488,624,000 | 1,466,677,000 | 1,530,102,000 | 1,606,769,000 |
| Noninterest-bearing deposits | 243,171,000 | 245,785,000 | 245,400,000 | 260,074,000 |
| Equity capital | 201,140,000 | 197,534,000 | 202,986,000 | 182,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 26,909,000 | 53,533,000 | 79,999,000 | 105,798,000 |
| Interest expense | 7,630,000 | 14,787,000 | 22,058,000 | 28,620,000 |
| Net interest income | 19,279,000 | 38,746,000 | 57,941,000 | 77,178,000 |
| Noninterest income | 6,655,000 | 13,949,000 | 20,915,000 | 29,634,000 |
| Noninterest expense | 16,219,000 | 33,883,000 | 50,948,000 | 69,894,000 |
| Provision for loan losses | 2,750,000 | 5,750,000 | 8,750,000 | 12,250,000 |
| Pretax income | 6,965,000 | 13,045,000 | 18,913,000 | 24,426,000 |
| Income tax | 21,000 | 0 | -130,000 | -320,000 |
| Net income | 6,944,000 | 13,045,000 | 19,043,000 | 24,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,838,000 | 170,736,000 | 173,630,000 | 154,511,000 |
| Total capital | 186,769,000 | 187,638,000 | 192,573,000 | 172,022,000 |
| Risk-weighted assets | 1,709,892,000 | 1,713,431,000 | 1,684,376,000 | 1,629,073,000 |