Call reports 2002
FIRST UNITED BANK AND TRUST COMPANY — 2002
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 860,090,000 | 853,735,000 | 876,731,000 | 896,247,000 |
| Total loans | 621,965,000 | 634,955,000 | 657,425,000 | 684,093,000 |
| Allowance for loan losses | 6,228,000 | 7,259,000 | 6,790,000 | 7,986,000 |
| Securities available for sale | 134,780,000 | 134,891,000 | 129,321,000 | 125,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,521,000 | 703,325,000 | 700,615,000 | 722,879,000 |
| Interest-bearing deposits | 618,220,000 | 606,401,000 | 604,725,000 | 625,863,000 |
| Noninterest-bearing deposits | 98,301,000 | 96,924,000 | 95,890,000 | 97,016,000 |
| Equity capital | 90,812,000 | 93,363,000 | 96,374,000 | 100,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,354,000 | 27,180,000 | 41,483,000 | 55,500,000 |
| Interest expense | 4,736,000 | 9,095,000 | 13,357,000 | 17,475,000 |
| Net interest income | 8,618,000 | 18,085,000 | 28,126,000 | 38,025,000 |
| Noninterest income | 1,892,000 | 3,844,000 | 5,717,000 | 7,901,000 |
| Noninterest expense | 6,050,000 | 12,234,000 | 18,237,000 | 24,199,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | 3,600,000 | 5,200,000 |
| Pretax income | 3,260,000 | 7,295,000 | 12,006,000 | 16,527,000 |
| Income tax | 0 | 0 | 0 | -237,000 |
| Net income | 3,260,000 | 7,295,000 | 12,006,000 | 16,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,057,000 | 69,187,000 | 71,665,000 | 76,162,000 |
| Total capital | 74,334,000 | 77,408,000 | 79,279,000 | 84,991,000 |
| Risk-weighted assets | 664,343,000 | 667,903,000 | 684,971,000 | 720,697,000 |