Call reports 2001
FIRST UNITED BANK AND TRUST COMPANY — 2001
What FIRST UNITED BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 833,274,000 | 845,388,000 | 845,752,000 | 850,457,000 |
| Total loans | 578,653,000 | 595,290,000 | 614,078,000 | 623,707,000 |
| Allowance for loan losses | 5,436,000 | 5,421,000 | 4,756,000 | 5,084,000 |
| Securities available for sale | 169,576,000 | 159,840,000 | 152,029,000 | 142,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 722,799,000 | 721,074,000 | 710,733,000 | 706,338,000 |
| Interest-bearing deposits | 606,127,000 | 595,887,000 | 587,730,000 | 580,687,000 |
| Noninterest-bearing deposits | 116,672,000 | 125,187,000 | 123,003,000 | 125,651,000 |
| Equity capital | 85,195,000 | 84,286,000 | 87,079,000 | 89,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,147,000 | 31,920,000 | 47,536,000 | 61,868,000 |
| Interest expense | 7,923,000 | 15,141,000 | 21,917,000 | 27,603,000 |
| Net interest income | 8,224,000 | 16,779,000 | 25,619,000 | 34,265,000 |
| Noninterest income | 1,643,000 | 3,385,000 | 5,118,000 | 6,935,000 |
| Noninterest expense | 5,892,000 | 11,914,000 | 17,775,000 | 23,698,000 |
| Provision for loan losses | 450,000 | 1,150,000 | 2,550,000 | 3,750,000 |
| Pretax income | 3,525,000 | 7,100,000 | 10,412,000 | 13,752,000 |
| Income tax | 0 | 0 | 0 | -411,000 |
| Net income | 3,525,000 | 7,100,000 | 10,412,000 | 14,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,258,000 | 59,516,000 | 61,227,000 | 64,488,000 |
| Total capital | 66,452,000 | 66,027,000 | 67,012,000 | 70,615,000 |
| Risk-weighted assets | 626,646,000 | 640,816,000 | 654,859,000 | 669,766,000 |