Call reports 2010
SUNSHINE STATE COMMUNITY BANK — 2010
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,528,000 | 152,284,000 | 139,450,000 | 125,531,000 |
| Total loans | 98,281,000 | 96,238,000 | 90,941,000 | 85,182,000 |
| Allowance for loan losses | 4,242,000 | 4,099,000 | 4,836,000 | 4,030,000 |
| Securities available for sale | 12,477,000 | 20,595,000 | 12,507,000 | 16,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,827,000 | 139,616,000 | 129,614,000 | 116,715,000 |
| Interest-bearing deposits | 93,350,000 | 106,731,000 | 98,954,000 | 87,219,000 |
| Noninterest-bearing deposits | 35,477,000 | 32,885,000 | 30,661,000 | 29,496,000 |
| Equity capital | 5,387,000 | 5,326,000 | 2,467,000 | 1,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,215,000 | 4,687,000 | 6,055,000 |
| Interest expense | 490,000 | 1,000,000 | 1,493,000 | 1,919,000 |
| Net interest income | 1,197,000 | 2,215,000 | 3,194,000 | 4,136,000 |
| Noninterest income | 245,000 | 406,000 | 320,000 | 225,000 |
| Noninterest expense | 1,465,000 | 2,960,000 | 4,295,000 | 5,699,000 |
| Provision for loan losses | 2,302,000 | 2,548,000 | 5,041,000 | 5,122,000 |
| Pretax income | -2,253,000 | -2,726,000 | -5,450,000 | -6,088,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,253,000 | -2,726,000 | -5,450,000 | -6,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,465,000 | 5,158,000 | 2,435,000 | 1,797,000 |
| Total capital | 6,765,000 | 6,446,000 | 3,663,000 | 2,975,000 |
| Risk-weighted assets | 101,123,000 | 100,194,000 | 94,625,000 | 91,372,000 |