Call reports 2009
SUNSHINE STATE COMMUNITY BANK — 2009
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 173,255,000 | 172,319,000 | 155,131,000 | 142,337,000 |
| Total loans | 119,105,000 | 113,300,000 | 110,872,000 | 104,194,000 |
| Allowance for loan losses | 1,755,000 | 2,460,000 | 3,969,000 | 3,958,000 |
| Securities available for sale | 29,606,000 | 33,036,000 | 23,265,000 | 17,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,110,000 | 148,483,000 | 138,113,000 | 127,770,000 |
| Interest-bearing deposits | 110,230,000 | 105,817,000 | 100,147,000 | 94,254,000 |
| Noninterest-bearing deposits | 37,880,000 | 42,666,000 | 37,966,000 | 33,516,000 |
| Equity capital | 13,716,000 | 10,960,000 | 9,555,000 | 7,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,296,000 | 4,486,000 | 6,463,000 | 8,242,000 |
| Interest expense | 855,000 | 1,659,000 | 2,317,000 | 2,918,000 |
| Net interest income | 1,441,000 | 2,827,000 | 4,146,000 | 5,324,000 |
| Noninterest income | 206,000 | 360,000 | 496,000 | 771,000 |
| Noninterest expense | 1,591,000 | 3,154,000 | 4,744,000 | 6,637,000 |
| Provision for loan losses | 950,000 | 3,669,000 | 5,540,000 | 7,035,000 |
| Pretax income | -894,000 | -3,362,000 | -5,072,000 | -6,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -894,000 | -3,362,000 | -5,072,000 | -6,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,127,000 | 11,027,000 | 9,453,000 | 7,704,000 |
| Total capital | 14,733,000 | 12,543,000 | 10,888,000 | 9,075,000 |
| Risk-weighted assets | 127,890,000 | 120,307,000 | 112,287,000 | 107,074,000 |