Call reports 2008
SUNSHINE STATE COMMUNITY BANK — 2008
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,372,000 | 161,829,000 | 168,274,000 | 171,313,000 |
| Total loans | 116,885,000 | 118,002,000 | 121,502,000 | 121,509,000 |
| Allowance for loan losses | 823,000 | 857,000 | 1,607,000 | 1,868,000 |
| Securities available for sale | 29,695,000 | 29,041,000 | 29,905,000 | 30,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,505,000 | 133,291,000 | 140,827,000 | 146,522,000 |
| Interest-bearing deposits | 106,371,000 | 99,010,000 | 106,285,000 | 112,456,000 |
| Noninterest-bearing deposits | 37,133,000 | 34,281,000 | 34,542,000 | 34,066,000 |
| Equity capital | 15,279,000 | 14,734,000 | 13,905,000 | 13,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,113,000 | 7,665,000 | 9,936,000 |
| Interest expense | 1,120,000 | 2,071,000 | 2,967,000 | 3,880,000 |
| Net interest income | 1,509,000 | 3,042,000 | 4,698,000 | 6,056,000 |
| Noninterest income | 303,000 | 577,000 | 844,000 | 1,077,000 |
| Noninterest expense | 1,496,000 | 3,060,000 | 4,500,000 | 6,052,000 |
| Provision for loan losses | 5,000 | 110,000 | 1,347,000 | 2,411,000 |
| Pretax income | 311,000 | 449,000 | -305,000 | -1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 449,000 | -305,000 | -1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,042,000 | 14,930,000 | 14,075,000 | 13,020,000 |
| Total capital | 15,865,000 | 15,787,000 | 15,682,000 | 14,654,000 |
| Risk-weighted assets | 124,072,000 | 125,823,000 | 128,168,000 | 130,519,000 |