Call reports 2007
SUNSHINE STATE COMMUNITY BANK — 2007
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 169,103,000 | 165,566,000 | 159,339,000 | 159,421,000 |
| Total loans | 118,881,000 | 118,956,000 | 115,530,000 | 116,226,000 |
| Allowance for loan losses | 920,000 | 872,000 | 977,000 | 947,000 |
| Securities available for sale | 30,561,000 | 28,956,000 | 29,725,000 | 30,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,025,000 | 143,768,000 | 138,613,000 | 139,130,000 |
| Interest-bearing deposits | 101,991,000 | 104,239,000 | 100,285,000 | 104,929,000 |
| Noninterest-bearing deposits | 43,035,000 | 39,529,000 | 38,328,000 | 34,201,000 |
| Equity capital | 14,387,000 | 14,308,000 | 14,701,000 | 14,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,795,000 | 5,735,000 | 8,582,000 | 11,278,000 |
| Interest expense | 1,150,000 | 2,318,000 | 3,467,000 | 4,649,000 |
| Net interest income | 1,645,000 | 3,417,000 | 5,115,000 | 6,629,000 |
| Noninterest income | 251,000 | 519,000 | 789,000 | 1,068,000 |
| Noninterest expense | 1,289,000 | 2,698,000 | 4,182,000 | 5,682,000 |
| Provision for loan losses | 52,000 | 105,000 | 162,000 | 168,000 |
| Pretax income | 555,000 | 1,133,000 | 1,560,000 | 1,847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 1,133,000 | 1,560,000 | 1,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,685,000 | 14,819,000 | 14,897,000 | 14,929,000 |
| Total capital | 15,605,000 | 15,691,000 | 15,874,000 | 15,876,000 |
| Risk-weighted assets | 121,718,000 | 122,265,000 | 118,589,000 | 119,950,000 |