Call reports 2006
SUNSHINE STATE COMMUNITY BANK — 2006
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,694,000 | 160,733,000 | 153,938,000 | 161,575,000 |
| Total loans | 106,914,000 | 111,131,000 | 113,159,000 | 114,621,000 |
| Allowance for loan losses | 740,000 | 779,000 | 829,000 | 881,000 |
| Securities available for sale | 30,259,000 | 28,255,000 | 27,373,000 | 28,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,454,000 | 137,222,000 | 127,416,000 | 130,055,000 |
| Interest-bearing deposits | 81,270,000 | 88,066,000 | 86,193,000 | 91,553,000 |
| Noninterest-bearing deposits | 53,184,000 | 49,155,000 | 41,223,000 | 38,502,000 |
| Equity capital | 11,319,000 | 11,641,000 | 12,621,000 | 14,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,280,000 | 4,813,000 | 7,443,000 | 10,148,000 |
| Interest expense | 595,000 | 1,326,000 | 2,167,000 | 3,202,000 |
| Net interest income | 1,685,000 | 3,487,000 | 5,276,000 | 6,946,000 |
| Noninterest income | 272,000 | 608,000 | 895,000 | 1,185,000 |
| Noninterest expense | 1,057,000 | 2,210,000 | 3,351,000 | 4,652,000 |
| Provision for loan losses | 53,000 | 108,000 | 159,000 | 222,000 |
| Pretax income | 847,000 | 1,777,000 | 2,661,000 | 3,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 847,000 | 1,777,000 | 2,661,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,942,000 | 12,524,000 | 13,107,000 | 15,335,000 |
| Total capital | 12,682,000 | 13,303,000 | 13,936,000 | 16,216,000 |
| Risk-weighted assets | 107,397,000 | 112,864,000 | 112,594,000 | 115,710,000 |