Call reports 2005
SUNSHINE STATE COMMUNITY BANK — 2005
What SUNSHINE STATE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 117,142,000 | 130,160,000 | 135,816,000 | 138,525,000 |
| Total loans | 75,314,000 | 80,361,000 | 86,323,000 | 92,793,000 |
| Allowance for loan losses | 573,000 | 608,000 | 653,000 | 693,000 |
| Securities available for sale | 25,939,000 | 27,181,000 | 33,977,000 | 31,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,822,000 | 114,237,000 | 115,992,000 | 118,121,000 |
| Interest-bearing deposits | 65,372,000 | 70,786,000 | 72,640,000 | 71,866,000 |
| Noninterest-bearing deposits | 40,450,000 | 43,451,000 | 43,352,000 | 46,255,000 |
| Equity capital | 7,360,000 | 11,067,000 | 11,535,000 | 11,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 3,098,000 | 5,000,000 | 7,076,000 |
| Interest expense | 324,000 | 673,000 | 1,090,000 | 1,574,000 |
| Net interest income | 1,127,000 | 2,425,000 | 3,910,000 | 5,502,000 |
| Noninterest income | 228,000 | 511,000 | 865,000 | 1,193,000 |
| Noninterest expense | 817,000 | 1,654,000 | 2,622,000 | 3,650,000 |
| Provision for loan losses | 30,000 | 69,000 | 114,000 | 159,000 |
| Pretax income | 508,000 | 1,213,000 | 2,039,000 | 2,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,213,000 | 2,039,000 | 2,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,667,000 | 11,212,000 | 11,847,000 | 12,497,000 |
| Total capital | 8,240,000 | 11,820,000 | 12,500,000 | 13,190,000 |
| Risk-weighted assets | 77,076,000 | 81,629,000 | 86,904,000 | 92,221,000 |